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Payout API

UPI Money Transfer API

Empower your platform with real-time UPI money transfer capabilities. Instant P2P and P2M transfers to any UPI ID or bank account in India — no card, no branch.

UPI Money Transfer

India's Fastest Payment Method, Now in Your App

UPI (Unified Payments Interface) is India's revolutionary real-time payment system developed by NPCI. With Milanj's UPI Money Transfer API, integrate this powerful payment rail into your platform and let users send money 24/7 to any UPI ID.

Whether it's P2P (person to person) or P2M (person to merchant) transfers, Milanj provides a secure, compliant, and developer-friendly API to power your payment flows.

Zero friction transfers
Works with all UPI-enabled banks
NPCI & RBI compliant
Instant settlement
<2s
Transfer Time
24/7
Availability
500+
Banks Supported
Zero
Downtime SLA
Features

UPI Money Transfer API Features

Instant Transfers

Real-time UPI transfers processed in under 2 seconds. Available round the clock including holidays.

Mobile-First

UPI is India's most popular mobile payment system. Let your users send money directly from their smartphones.

NPCI Compliant

Fully compliant with NPCI guidelines. Every transaction is protected with MPIN-based authentication.

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VPA Support

Accept payments to any UPI VPA (Virtual Payment Address). No need to remember account numbers or IFSC.

Transaction Logs

Detailed real-time logs of every transfer. Instant success/failure notifications via webhook.

All Banks Supported

Transfer to and from all UPI-enabled banks in India. One API for the entire Indian banking ecosystem.

Why Milanj

Why Choose Milanj?

Trusted by 1500+ businesses across India for secure, scalable, and fast Fintech solutions.

All-in-One Dashboard

Get a variety of value-added services with higher success rates on a single dashboard.

Greater & Quicker Integration

Utilize our simple APIs for integration and deployment to get the most out of it and increase your revenue.

Electronic Onboarding

We adhere to the principle of zero manual involvement — complete the online onboarding process quickly.

Compatible Model

Option to choose between faster/greater value, better performance, and better pricing.

Platform for Open APIs

A single, open API platform that effortlessly integrates all solutions for your Gen-Z API banking solution.

Bank Selection

Make a channel with a primary bank and a backup bank to get the transaction flow you want.

Unwavering Customer Support

Support by phone, chat, and email is always there to assist you at every turn.

Regular Wallet

One wallet for all of your financial transactions, with simple checks and balances.

Add UPI Transfers to Your Platform

Integrate Milanj's UPI Money Transfer API and offer India's fastest payment method to your users.