Aadhaar Enabled Payment System — India's Safest Payment Mode
Milanj is the leading AEPS API provider in India because of its cutting-edge products and services. We are in a good position to offer financial services to the rural population because most banks and ATMs can be found both in urban and rural areas.
Through AePS, anyone can obtain a cash withdrawal option. Because it doesn't require an account number and only functions with biometric identification and an Aadhaar number, we claim that this system is the safest payment option currently accessible.
Complete AEPS & Micro ATM API Suite
Everything you need to offer complete Aadhaar-based banking services under your own brand.
Cash Withdrawal
Let customers withdraw cash from their bank accounts using only their Aadhaar number and biometric authentication — no card or account number needed.
Balance Inquiry
Provide instant bank balance inquiry services to customers at your PoS using their Aadhaar card, promoting financial inclusion.
Mini Statement
Enable customers to fetch a mini bank statement of their last 5–10 transactions using Aadhaar-based authentication in real time.
Money Transfer
Facilitate Aadhaar-to-Aadhaar fund transfers without traditional account details. Fastest and safest mode of money movement in India.
Micro ATM
Deploy Micro ATM services in rural areas where traditional ATMs are unavailable. Create a network of local banking access points.
Biometric Security
100% secure transactions backed by fingerprint/IRIS biometric verification. No risk of fraud without physical presence and biometric match.
AEPS Transaction Flow
Customer Visit
Walk-in customer approaches your PoS agent with their Aadhaar card.
Biometric Auth
Customer provides fingerprint/IRIS scan on the biometric device.
Bank Verification
UIDAI verifies the biometric and authenticates with the bank in real time.
Transaction
Cash is dispensed / balance shown / statement generated instantly.
Why Choose Milanj?
Trusted by 1500+ businesses across India for secure, scalable, and fast Fintech solutions.
All-in-One Dashboard
Get a variety of value-added services with higher success rates on a single dashboard.
Greater & Quicker Integration
Utilize our simple APIs for integration and deployment to get the most out of it and increase your revenue.
Electronic Onboarding
We adhere to the principle of zero manual involvement — complete the online onboarding process quickly.
Compatible Model
Option to choose between faster/greater value, better performance, and better pricing.
Platform for Open APIs
A single, open API platform that effortlessly integrates all solutions for your Gen-Z API banking solution.
Bank Selection
Make a channel with a primary bank and a backup bank to get the transaction flow you want.
Unwavering Customer Support
Support by phone, chat, and email is always there to assist you at every turn.
Regular Wallet
One wallet for all of your financial transactions, with simple checks and balances.